How Much is Auto Insurance in Detroit? Drivers often ask how much it costs to insure a vehicle in Detroit. There are a number of factors that determine how much you will pay, and some of those include: The vehicle you drive is a significant factor in determining rates. High performance vehicles are expensive to repair and have a higher tendency to have larger liability claims. Safer, lower-performance vehicles tend to be the cheapest to insure. Two tables at the bottom of this page show the top 10 cheapest and most expensive vehicles to insure in Detroit. Your driving record also plays a large part in the price calculation. Having a few speeding tickets or at-fault accidents will increase your rates quickly. One speeding ticket and one at-fault accident can result in price increases of 50% or more. Attentive driving and obeying traffic laws is a good way to keep your rates cheaper. If you have a poor credit history or a bankruptcy in your past, you'll probably pay higher rates. Credit scores are used to help set prices because good credit is an indicator of financial stability.
(313) 998-0008 available 24/7 24/7 Select a Product to Get a Quote Aretha Nabors: Allstate Insurance Local Allstate Agent: Meet Aretha Nabors Products we offer: Helps protect you and your vehicle if you're involved in a car accident. At a minimum, you'll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you're hit by a driver without insurance. If you're looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs.